Safe Driving Rewards

Insurance Excess Waiver Programme

The Safe Driving Rewards Programme helps support transport operators and their drivers to be safer on the roads. If you’re insured with NZI or Lumley and are an EROAD customer, you can sign up to this programme for free.

Transport operators who demonstrate safe driving behaviour via the driving records captured on their EROAD system could be eligible to have their insurance excess waived if an accident happens.

If your EROAD records show that your drivers are among the top 25% of safe drivers in New Zealand, your company could have its excess waived if a driving accident happens in the following month. Rankings are based on factors including harsh braking, rapid acceleration, and speeding events.

With the EROAD Leaderboard and the Safe Driving Rewards Programme, you can:

  • See how your company’s driving safety compares with others in the industry
  • Monitor and report on your drivers
  • Create awareness about safe driving with your drivers
  • Save your company money during an insurance claim.

There is no charge to sign-up and there’s no need to wait for your insurance to renew. Registrations for this programme are open until 31 May 2025 and you may have your excess waived up until 31 May 2026.

Sign up today by answering the questions below

NZI and Lumley are the leading commercial vehicle insurers. We have a comprehensive range of insurance solutions to meet your business needs. Our insurance products are sold through an extensive network of brokers. Speak to your broker today about insuring with either NZI or Lumley, or use our find a broker tool to find a broker in your area.
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EROAD is an NZX listed technology company that provides road charging, compliance and commercial services to the heavy and light commercial vehicle sectors.

EROAD has set the standard as the first GPS-based service provider to offer a government-approved electronic distance recorder and electronic RUC solution. EROAD offers a better customer experience by developing and providing the complete solution from hardware to software and services.

EROAD’s solution is designed to make your job easier. It gives you the opportunity to take control of tax and compliance obligations, support a safety-focused culture, and better manage your business.

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